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Spratt Vehicle Solutions acts as a credit broker and not a lender. I am authorised and regulated by the Financial Conduct Authority. FCA no 979597. Finance in subject to status. I work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. I will provide details of the products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. I do not charge you a fee for our services. Lenders may pay a commission to us (either a fixed fee or a fixed percentage of the amount you borrow) for introducing you to them, this may be calculated in reference to a variable factor such as (but not limited to) the vehicle age, your credit score and the amount you are borrowing. Different lenders may pay different commissions for such introductions.